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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,029 | $101,795-59.7% | $165,100-75.1% | $80,959-49.3% |
| Participation rate | 88.0% | 71.8%+16.2pp | 78.6%+9.4pp | 67.7%+20.3pp |
| Annual return | 14.93% | 16.73%-1.8pp | 70.21%-55.3pp | 35.67%-20.7pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,348-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,905 | $4,476+9.6% | $6,035-18.7% | $4,300+14.1% |
| Admin fee / account holder | $895 | $8,221-89.1% | $12,696-92.9% | $6,925-87.1% |