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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,617 | $65,434-30.3% | $98,483-53.7% | $85,847-46.9% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 11.94% | 21.75%-9.8pp | 1494.38%-1482.4pp | 318.61%-306.7pp |
| Employer contribution / active EE | $1,692 | $2,169-22.0% | $2,961-42.9% | $2,565-34.1% |
| Participant deferral / active EE | $3,544 | $3,168+11.9% | $4,276-17.1% | $3,952-10.3% |
| Admin fee / account holder | $348 | $4,595-92.4% | $5,953-94.2% | $6,261-94.4% |