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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,136 | $58,258+3.2% | $81,820-26.5% | $80,925-25.7% |
| Participation rate | 93.8% | 63.5%+30.3pp | 72.4%+21.4pp | 67.7%+26.1pp |
| Annual return | 10.55% | 41.76%-31.2pp | 777.93%-767.4pp | 35.65%-25.1pp |
| Employer contribution / active EE | $1,737 | $2,345-25.9% | $2,915-40.4% | $2,756-37.0% |
| Participant deferral / active EE | $6,231 | $3,284+89.8% | $4,323+44.2% | $4,299+45.0% |
| Admin fee / account holder | $1,130 | $4,976-77.3% | $7,391-84.7% | $6,940-83.7% |