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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,588 | $150,442-31.1% | $136,295-24.0% | $147,585-29.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 23.51% | 1049.09%-1025.6pp | 5155.97%-5132.5pp | 578.56%-555.1pp |
| Employer contribution / active EE | $8,750 | $5,256+66.5% | $4,695+86.4% | $4,876+79.4% |
| Participant deferral / active EE | $18,000 | $6,630+171.5% | $6,247+188.1% | $5,439+231.0% |
| Admin fee / account holder | $450 | $10,905-95.9% | $9,243-95.1% | $10,885-95.9% |