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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,518 | $157,304-3.0% | $141,197+8.0% | $152,909-0.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.45% | 64.34%-37.9pp | 71.41%-45.0pp | 345.46%-319.0pp |
| Employer contribution / active EE | $17,500 | $5,263+232.5% | $4,736+269.5% | $4,764+267.3% |
| Participant deferral / active EE | $19,000 | $7,111+167.2% | $6,710+183.1% | $5,851+224.7% |
| Admin fee / account holder | $695 | $12,126-94.3% | $10,265-93.2% | $11,601-94.0% |