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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,573 | $91,537-59.0% | $130,045-71.1% | $75,173-50.0% |
| Participation rate | 69.4% | 71.5%-2.0pp | 78.5%-9.1pp | 67.2%+2.2pp |
| Annual return | 13.10% | -631.55%+644.6pp | -137.30%+150.4pp | 160.72%-147.6pp |
| Employer contribution / active EE | $1,581 | $2,845-44.4% | $4,321-63.4% | $2,671-40.8% |
| Participant deferral / active EE | $3,817 | $4,343-12.1% | $5,820-34.4% | $4,126-7.5% |
| Admin fee / account holder | $21,576 | $6,780+218.2% | $10,600+103.5% | $5,651+281.8% |