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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,710 | $72,404-63.1% | $110,243-75.8% | $64,173-58.4% |
| Participation rate | 94.7% | 73.3%+21.4pp | 79.8%+14.9pp | 69.6%+25.2pp |
| Annual return | -8.12% | -6.29%-1.8pp | 314.76%-322.9pp | 7.63%-15.8pp |
| Employer contribution / active EE | $4,147 | $2,282+81.8% | $3,827+8.4% | $2,381+74.2% |
| Participant deferral / active EE | $3,643 | $3,469+5.0% | $4,672-22.0% | $3,470+5.0% |
| Admin fee / account holder | $1,273 | $5,664-77.5% | $8,548-85.1% | $4,887-74.0% |