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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $784,050 | $198,457+295.1% | $170,435+360.0% | $147,586+431.2% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 1779.57% | 257.30%+1522.3pp | 205.94%+1573.6pp | 578.59%+1201.0pp |
| Employer contribution / active EE | $4,000 | $6,183-35.3% | $5,432-26.4% | $4,876-18.0% |
| Participant deferral / active EE | $13,504 | $5,629+139.9% | $4,939+173.4% | $5,439+148.3% |
| Admin fee / account holder | $2,598 | $16,852-84.6% | $13,881-81.3% | $10,886-76.1% |