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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,796 | $183,592+185.3% | $155,574+236.7% | $145,877+259.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.47% | 61.37%-48.9pp | 64.87%-52.4pp | 551.28%-538.8pp |
| Employer contribution / active EE | $8,000 | $5,317+50.5% | $4,676+71.1% | $4,663+71.6% |
| Participant deferral / active EE | $22,992 | $6,466+255.6% | $5,629+308.4% | $6,691+243.6% |
| Admin fee / account holder | $4,055 | $19,316-79.0% | $15,914-74.5% | $13,402-69.7% |