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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,839 | $107,363+13.5% | $92,909+31.1% | $152,897-20.3% |
| Participation rate | 91.7% | 79.8%+11.9pp | 76.0%+15.7pp | 82.5%+9.2pp |
| Annual return | 20.51% | 145.63%-125.1pp | 109.44%-88.9pp | 345.43%-324.9pp |
| Employer contribution / active EE | $7,635 | $4,222+80.8% | $3,653+109.0% | $4,764+60.3% |
| Participant deferral / active EE | $7,087 | $4,848+46.2% | $4,238+67.2% | $5,851+21.1% |
| Admin fee / account holder | $1,574 | $7,082-77.8% | $5,795-72.8% | $11,599-86.4% |