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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,187 | $97,729-7.7% | $83,830+7.6% | $135,379-33.4% |
| Participation rate | 91.7% | 80.0%+11.7pp | 76.1%+15.5pp | 82.6%+9.0pp |
| Annual return | -6.71% | 1287.52%-1294.2pp | 850.97%-857.7pp | 519.79%-526.5pp |
| Employer contribution / active EE | $5,298 | $4,222+25.5% | $3,631+45.9% | $4,779+10.9% |
| Participant deferral / active EE | $5,735 | $4,683+22.5% | $4,082+40.5% | $5,609+2.2% |
| Admin fee / account holder | $460 | $6,674-93.1% | $5,479-91.6% | $10,828-95.7% |