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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,189 | $87,166-90.6% | $76,735-89.3% | $137,256-94.0% |
| Participation rate | 75.0% | 74.4%+0.6pp | 69.5%+5.5pp | 80.0%-5.0pp |
| Annual return | 19.68% | 26.50%-6.8pp | 29.77%-10.1pp | 220.34%-200.7pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $2,454-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $1,781 | $4,726-62.3% | $4,088-56.4% | $6,407-72.2% |
| Admin fee / account holder | $804 | $8,403-90.4% | $7,189-88.8% | $12,270-93.4% |