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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,192 | $133,983-64.8% | $112,244-58.0% | $134,493-64.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.82% | 47.13%-68.0pp | 27.46%-48.3pp | 418.01%-438.8pp |
| Employer contribution / active EE | $2,170 | $4,039-46.3% | $3,635-40.3% | $4,740-54.2% |
| Participant deferral / active EE | $7,772 | $5,291+46.9% | $4,728+64.4% | $6,400+21.4% |
| Admin fee / account holder | $7,246 | $7,490-3.3% | $6,411+13.0% | $11,425-36.6% |