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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,151 | $115,814-54.1% | $101,275-47.5% | $158,982-66.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 25.06% | 56.16%-31.1pp | 46.48%-21.4pp | 302.99%-277.9pp |
| Employer contribution / active EE | $1,662 | $4,176-60.2% | $3,660-54.6% | $4,763-65.1% |
| Participant deferral / active EE | $6,206 | $4,958+25.2% | $4,371+42.0% | $5,983+3.7% |
| Admin fee / account holder | $493 | $7,249-93.2% | $5,948-91.7% | $11,252-95.6% |