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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,288 | $162,821-79.6% | $133,978-75.2% | $158,982-79.1% |
| Participation rate | 50.0% | 83.2%-33.2pp | 79.8%-29.8pp | 82.0%-32.0pp |
| Annual return | 17.19% | 41.95%-24.8pp | 45.10%-27.9pp | 302.99%-285.8pp |
| Employer contribution / active EE | $1,248 | $4,976-74.9% | $3,919-68.2% | $4,763-73.8% |
| Participant deferral / active EE | $2,347 | $5,910-60.3% | $5,047-53.5% | $5,983-60.8% |
| Admin fee / account holder | $6,460 | $11,742-45.0% | $8,930-27.7% | $11,252-42.6% |