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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,503 | $152,619-82.0% | $125,195-78.0% | $152,909-82.0% |
| Participation rate | 78.6% | 83.3%-4.8pp | 79.8%-1.2pp | 82.5%-3.9pp |
| Annual return | 18.92% | 54.85%-35.9pp | 43.79%-24.9pp | 345.46%-326.5pp |
| Employer contribution / active EE | $1,760 | $4,947-64.4% | $3,866-54.5% | $4,764-63.0% |
| Participant deferral / active EE | $2,905 | $5,869-50.5% | $4,937-41.2% | $5,851-50.4% |
| Admin fee / account holder | $1,330 | $13,437-90.1% | $9,704-86.3% | $11,601-88.5% |