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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,720 | $135,645-86.9% | $110,243-83.9% | $135,380-86.9% |
| Participation rate | 84.6% | 83.5%+1.2pp | 79.8%+4.8pp | 82.6%+2.0pp |
| Annual return | -5.13% | 513.24%-518.4pp | 314.76%-319.9pp | 519.81%-524.9pp |
| Employer contribution / active EE | $1,555 | $4,907-68.3% | $3,827-59.4% | $4,779-67.5% |
| Participant deferral / active EE | $3,939 | $5,507-28.5% | $4,672-15.7% | $5,609-29.8% |
| Admin fee / account holder | $470 | $11,458-95.9% | $8,548-94.5% | $10,828-95.7% |