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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,055 | $97,125+36.0% | $86,233+53.1% | $137,256-3.8% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 17.04% | 74.19%-57.1pp | 61.39%-44.3pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,652 | $2,841-6.7% | $2,504+5.9% | $4,156-36.2% |
| Participant deferral / active EE | $5,338 | $5,180+3.1% | $4,559+17.1% | $6,407-16.7% |
| Admin fee / account holder | $4,580 | $9,725-52.9% | $8,342-45.1% | $12,270-62.7% |