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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $77,890 |
Filed as: FRANCIS LLC Service code 16 · EIN 90-0142264 | Consulting | $56,240 |
VRAKAS S.C.1 year Service code 10 · EIN 39-1453055 | Accounting | $15,000 |
Service code 27 · EIN 39-1859759 | Advisory (Plan) | $10,000 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,895 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,071 | $89,067-37.0% | $102,423-45.3% | $77,714-27.8% |
| Participation rate | 93.1% | 80.9%+12.2pp | 76.5%+16.6pp | 70.6%+22.5pp |
| Annual return | 14.61% | 25.01%-10.4pp | 29.42%-14.8pp | 31.26%-16.6pp |
| Employer contribution / active EE | $2,312 | $2,699-14.4% | $3,023-23.5% | $2,727-15.2% |
| Participant deferral / active EE | $5,127 | $5,147-0.4% | $5,054+1.4% | $4,649+10.3% |
| Admin fee / account holder | $236 | $2360% | $9,455-97.5% | $433-45.6% |