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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,228 | $183,539-75.4% | $155,556-70.9% | $145,897-69.0% |
| Participation rate | 79.2% | 82.7%-3.5pp | 78.2%+0.9pp | 80.3%-1.1pp |
| Annual return | 17.33% | 61.31%-44.0pp | 64.84%-47.5pp | 552.29%-535.0pp |
| Employer contribution / active EE | $1,319 | $5,315-75.2% | $4,675-71.8% | $4,663-71.7% |
| Participant deferral / active EE | $2,644 | $6,467-59.1% | $5,631-53.0% | $6,689-60.5% |
| Admin fee / account holder | $610 | $19,275-96.8% | $15,885-96.2% | $13,390-95.4% |