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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,095 | $99,032-82.7% | $80,022-78.6% | $135,379-87.4% |
| Participation rate | 71.4% | 78.4%-6.9pp | 75.8%-4.4pp | 82.6%-11.2pp |
| Annual return | -6.85% | 15.39%-22.2pp | 11.22%-18.1pp | 519.79%-526.6pp |
| Employer contribution / active EE | $1,369 | $3,043-55.0% | $2,468-44.5% | $4,779-71.4% |
| Participant deferral / active EE | $2,394 | $4,282-44.1% | $3,686-35.0% | $5,609-57.3% |
| Admin fee / account holder | $3,358 | $10,436-67.8% | $6,521-48.5% | $10,828-69.0% |