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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,022 | $104,251-85.6% | $91,004-83.5% | $147,586-89.8% |
| Participation rate | 85.0% | 78.2%+6.8pp | 75.6%+9.4pp | 82.8%+2.2pp |
| Annual return | 17.60% | 27.06%-9.5pp | 4.60%+13.0pp | 578.59%-561.0pp |
| Employer contribution / active EE | $1,582 | $3,116-49.2% | $2,456-35.6% | $4,876-67.6% |
| Participant deferral / active EE | $2,673 | $4,195-36.3% | $3,548-24.6% | $5,439-50.8% |
| Admin fee / account holder | $5,260 | $8,948-41.2% | $5,417-2.9% | $10,886-51.7% |