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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,526 | $107,944-45.8% | $91,994-36.4% | $152,885-61.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 25.48% | 89.26%-63.8pp | 69.03%-43.5pp | 345.39%-319.9pp |
| Employer contribution / active EE | $1,949 | $4,210-53.7% | $3,452-43.5% | $4,763-59.1% |
| Participant deferral / active EE | $10,214 | $6,365+60.5% | $5,923+72.4% | $5,851+74.6% |
| Admin fee / account holder | $592 | $10,521-94.4% | $7,743-92.4% | $11,598-94.9% |