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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,331 | $97,020-28.5% | $83,322-16.8% | $135,379-48.8% |
| Participation rate | 57.1% | 80.4%-23.3pp | 77.8%-20.6pp | 82.6%-25.5pp |
| Annual return | -1.06% | 12.31%-13.4pp | 10.64%-11.7pp | 519.79%-520.8pp |
| Employer contribution / active EE | $1,317 | $4,144-68.2% | $3,379-61.0% | $4,779-72.4% |
| Participant deferral / active EE | $7,123 | $5,964+19.4% | $5,565+28.0% | $5,609+27.0% |
| Admin fee / account holder | $10 | $8,426-99.9% | $7,540-99.9% | $10,828-99.9% |