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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,652 | $217,427-54.6% | $185,837-46.9% | $167,518-41.1% |
| Participation rate | 77.8% | 86.0%-8.3pp | 81.7%-3.9pp | 82.1%-4.3pp |
| Annual return | 11.60% | 148.39%-136.8pp | 122.08%-110.5pp | 478.71%-467.1pp |
| Employer contribution / active EE | $6,483 | $5,874+10.4% | $5,168+25.4% | $4,838+34.0% |
| Participant deferral / active EE | $5,212 | $6,357-18.0% | $5,568-6.4% | $6,342-17.8% |
| Admin fee / account holder | $3,470 | $19,816-82.5% | $16,241-78.6% | $12,312-71.8% |