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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,421 | $167,352-58.5% | $143,788-51.7% | $134,509-48.4% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -21.27% | 0.47%-21.7pp | -0.03%-21.2pp | 418.13%-439.4pp |
| Employer contribution / active EE | $7,193 | $5,620+28.0% | $4,952+45.3% | $4,741+51.7% |
| Participant deferral / active EE | $6,286 | $6,447-2.5% | $5,638+11.5% | $6,400-1.8% |
| Admin fee / account holder | $5,140 | $18,091-71.6% | $14,675-65.0% | $11,427-55.0% |