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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,081 | $86,922-48.1% | $102,438-56.0% | $80,874-44.3% |
| Participation rate | 96.2% | 72.4%+23.8pp | 76.5%+19.7pp | 67.6%+28.5pp |
| Annual return | 14.14% | 18.90%-4.8pp | 29.37%-15.2pp | 35.62%-21.5pp |
| Employer contribution / active EE | $2,217 | $2,369-6.5% | $3,024-26.7% | $2,756-19.6% |
| Participant deferral / active EE | $4,993 | $4,119+21.2% | $5,054-1.2% | $4,297+16.2% |
| Admin fee / account holder | $3,904 | $8,050-51.5% | $9,448-58.7% | $6,935-43.7% |