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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,081 | $86,949-48.2% | $102,460-56.0% | $80,959-44.3% |
| Participation rate | 96.2% | 72.4%+23.8pp | 76.5%+19.6pp | 67.7%+28.5pp |
| Annual return | 14.14% | 18.89%-4.8pp | 29.47%-15.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,217 | $2,370-6.5% | $3,025-26.7% | $2,757-19.6% |
| Participant deferral / active EE | $4,993 | $4,121+21.2% | $5,056-1.2% | $4,300+16.1% |
| Admin fee / account holder | $3,904 | $8,048-51.5% | $9,460-58.7% | $6,925-43.6% |