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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,348 | $199,109-53.1% | $173,730-46.3% | $154,746-39.7% |
| Participation rate | 90.9% | 82.8%+8.1pp | 79.6%+11.3pp | 80.7%+10.2pp |
| Annual return | 16.08% | 20.02%-3.9pp | 19.96%-3.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,545 | $5,311-52.1% | $4,577-44.4% | $4,379-41.9% |
| Participant deferral / active EE | $8,568 | $7,113+20.5% | $6,326+35.4% | $6,730+27.3% |
| Admin fee / account holder | $4,663 | $20,916-77.7% | $17,523-73.4% | $14,365-67.5% |