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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,045 | $123,793+28.5% | $177,840-10.6% | $79,852+99.2% |
| Participation rate | 87.0% | 84.7%+2.3pp | 87.7%-0.8pp | 69.6%+17.3pp |
| Annual return | 16.80% | 22.82%-6.0pp | 48.32%-31.5pp | 31.72%-14.9pp |
| Employer contribution / active EE | $19 | $4,095-99.5% | $5,919-99.7% | $2,471-99.2% |
| Participant deferral / active EE | $13,879 | $5,956+133.0% | $7,714+79.9% | $3,740+271.1% |
| Admin fee / account holder | $7,799 | $7,243+7.7% | $12,431-37.3% | $5,306+47.0% |