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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,480 | $87,834-11.8% | $133,975-42.2% | $62,881+23.2% |
| Participation rate | 85.7% | 83.4%+2.3pp | 87.1%-1.4pp | 69.3%+16.4pp |
| Annual return | 19.74% | 12.05%+7.7pp | 29.29%-9.6pp | 20.14%-0.4pp |
| Employer contribution / active EE | $0 | $3,482-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $11,144 | $4,812+131.6% | $6,282+77.4% | $3,203+247.9% |
| Admin fee / account holder | $3,677 | $5,372-31.6% | $9,324-60.6% | $4,296-14.4% |