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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,905 | $100,060-3.2% | $149,721-35.3% | $70,126+38.2% |
| Participation rate | 80.0% | 83.6%-3.6pp | 87.1%-7.1pp | 69.5%+10.5pp |
| Annual return | 22.40% | 27.46%-5.1pp | 1501.67%-1479.3pp | 73.15%-50.8pp |
| Employer contribution / active EE | $0 | $3,661-100.0% | $5,444-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $8,264 | $4,982+65.9% | $6,568+25.8% | $3,332+148.0% |
| Admin fee / account holder | $3,928 | $8,285-52.6% | $11,282-65.2% | $4,645-15.4% |