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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,104 | $138,385+194.2% | $184,243+121.0% | $80,925+403.1% |
| Participation rate | 96.9% | 83.9%+13.0pp | 86.8%+10.0pp | 67.7%+29.2pp |
| Annual return | 24.80% | 20.02%+4.8pp | 28.82%-4.0pp | 35.65%-10.8pp |
| Employer contribution / active EE | $28,624 | $4,851+490.1% | $6,427+345.4% | $2,756+938.5% |
| Participant deferral / active EE | $18,632 | $7,075+163.3% | $9,132+104.0% | $4,299+333.4% |
| Admin fee / account holder | $49,663 | $10,489+373.5% | $13,914+256.9% | $6,940+615.6% |