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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,104 | $138,366+194.2% | $184,185+121.0% | $80,911+403.2% |
| Participation rate | 96.9% | 83.9%+13.0pp | 86.8%+10.0pp | 67.6%+29.2pp |
| Annual return | 24.80% | 20.02%+4.8pp | 28.81%-4.0pp | 35.63%-10.8pp |
| Employer contribution / active EE | $28,624 | $4,849+490.3% | $6,426+345.5% | $2,756+938.7% |
| Participant deferral / active EE | $18,632 | $7,074+163.4% | $9,132+104.0% | $4,297+333.6% |
| Admin fee / account holder | $49,663 | $10,484+373.7% | $13,909+257.1% | $6,935+616.2% |