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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,106 | $125,797+177.5% | $170,043+105.3% | $75,173+364.4% |
| Participation rate | 97.0% | 83.6%+13.4pp | 87.0%+10.0pp | 67.2%+29.8pp |
| Annual return | 23.32% | 27.20%-3.9pp | 53.40%-30.1pp | 160.72%-137.4pp |
| Employer contribution / active EE | $21,582 | $4,616+367.5% | $6,790+217.9% | $2,671+708.0% |
| Participant deferral / active EE | $16,805 | $6,838+145.8% | $10,410+61.4% | $4,126+307.3% |
| Admin fee / account holder | $22,903 | $8,177+180.1% | $12,824+78.6% | $5,651+305.3% |