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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,366 | $109,359+147.2% | $162,177+66.7% | $72,975+270.5% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 24.83% | 25.46%-0.6pp | 115.60%-90.8pp | 81.01%-56.2pp |
| Employer contribution / active EE | $22,652 | $3,907+479.7% | $5,613+303.6% | $2,440+828.3% |
| Participant deferral / active EE | $14,738 | $5,481+168.9% | $7,297+102.0% | $3,608+308.5% |
| Admin fee / account holder | $5,816 | $7,972-27.0% | $10,843-46.4% | $5,124+13.5% |