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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,104 | $138,393+194.2% | $184,256+120.9% | $80,959+402.9% |
| Participation rate | 96.9% | 83.9%+13.0pp | 86.8%+10.0pp | 67.7%+29.2pp |
| Annual return | 24.80% | 20.01%+4.8pp | 28.85%-4.0pp | 35.67%-10.9pp |
| Employer contribution / active EE | $28,624 | $4,847+490.5% | $6,427+345.4% | $2,757+938.2% |
| Participant deferral / active EE | $18,632 | $7,076+163.3% | $9,133+104.0% | $4,300+333.3% |
| Admin fee / account holder | $49,663 | $10,489+373.5% | $13,899+257.3% | $6,925+617.1% |