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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,665 | $146,267+243.0% | $197,124+154.5% | $82,448+508.5% |
| Participation rate | 96.6% | 84.0%+12.5pp | 86.7%+9.8pp | 68.1%+28.5pp |
| Annual return | 19.89% | 29.61%-9.7pp | 44.34%-24.5pp | 41.64%-21.7pp |
| Employer contribution / active EE | $35,105 | $4,723+643.2% | $6,227+463.7% | $2,551+1276.1% |
| Participant deferral / active EE | $19,771 | $7,035+181.1% | $9,135+116.4% | $4,139+377.6% |
| Admin fee / account holder | $17,589 | $14,422+22.0% | $16,298+7.9% | $7,234+143.1% |