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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,776 | $162,136-65.0% | $152,301-62.7% | $154,746-63.3% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 14.90% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $890 | $4,890-81.8% | $4,624-80.8% | $4,379-79.7% |
| Participant deferral / active EE | $7,491 | $8,341-10.2% | $8,004-6.4% | $6,730+11.3% |
| Admin fee / account holder | $1,965 | $15,759-87.5% | $14,398-86.4% | $14,365-86.3% |