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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,054 | $148,623-75.1% | $135,974-72.7% | $139,466-73.4% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 16.14% | 79.30%-63.2pp | 68.30%-52.2pp | 373.66%-357.5pp |
| Employer contribution / active EE | $831 | $5,246-84.2% | $4,859-82.9% | $4,754-82.5% |
| Participant deferral / active EE | $6,298 | $8,103-22.3% | $7,760-18.8% | $6,712-6.2% |
| Admin fee / account holder | $3,562 | $12,406-71.3% | $10,767-66.9% | $11,409-68.8% |