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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,522 | $138,114-77.2% | $125,391-74.9% | $134,545-76.6% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -21.50% | 750.88%-772.4pp | 572.41%-593.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $1,438 | $5,246-72.6% | $4,816-70.1% | $4,742-69.7% |
| Participant deferral / active EE | $8,476 | $7,801+8.7% | $7,448+13.8% | $6,401+32.4% |
| Admin fee / account holder | $1,172 | $11,570-89.9% | $10,009-88.3% | $11,431-89.7% |