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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,795 | $52,961-30.5% | $172,755-78.7% | $65,185-43.6% |
| Participation rate | 22.2% | 66.2%-44.0pp | 82.6%-60.4pp | 70.2%-48.0pp |
| Annual return | 18.69% | 30.12%-11.4pp | 802.94%-784.2pp | 29.38%-10.7pp |
| Employer contribution / active EE | $1,016 | $2,190-53.6% | $5,144-80.3% | $2,177-53.3% |
| Participant deferral / active EE | $1,248 | $2,471-49.5% | $5,198-76.0% | $3,514-64.5% |
| Admin fee / account holder | $1,077 | $472+128.1% | $13,955-92.3% | $847+27.1% |