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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,893 | $58,888-27.2% | $178,499-76.0% | $73,493-41.6% |
| Participation rate | 18.8% | 66.2%-47.4pp | 81.9%-63.1pp | 70.7%-51.9pp |
| Annual return | 13.18% | 24.86%-11.7pp | 151.10%-137.9pp | 28.51%-15.3pp |
| Employer contribution / active EE | $370 | $2,236-83.5% | $5,011-92.6% | $2,270-83.7% |
| Participant deferral / active EE | $932 | $2,568-63.7% | $5,202-82.1% | $3,740-75.1% |
| Admin fee / account holder | $1,961 | $400+389.8% | $13,986-86.0% | $513+282.2% |