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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,169 | $58,927-13.2% | $76,823-33.4% | $72,983-29.9% |
| Participation rate | 85.1% | 67.3%+17.7pp | 72.1%+13.0pp | 69.5%+15.6pp |
| Annual return | 24.82% | 2305.64%-2280.8pp | 1166.42%-1141.6pp | 81.01%-56.2pp |
| Employer contribution / active EE | $896 | $1,787-49.9% | $2,302-61.1% | $2,440-63.3% |
| Participant deferral / active EE | $4,402 | $2,690+63.6% | $3,336+32.0% | $3,608+22.0% |
| Admin fee / account holder | $5,092 | $4,013+26.9% | $6,422-20.7% | $5,124-0.6% |