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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,094 | $63,0820% | $81,716-22.8% | $79,852-21.0% |
| Participation rate | 85.3% | 67.5%+17.8pp | 72.0%+13.3pp | 69.6%+15.7pp |
| Annual return | 18.13% | 22.66%-4.5pp | 29.49%-11.4pp | 31.72%-13.6pp |
| Employer contribution / active EE | $775 | $1,795-56.8% | $4,310-82.0% | $2,471-68.6% |
| Participant deferral / active EE | $4,208 | $2,780+51.3% | $7,108-40.8% | $3,740+12.5% |
| Admin fee / account holder | $569 | $4,428-87.2% | $5,159-89.0% | $5,306-89.3% |