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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,411 | $76,551-38.1% | $123,894-61.7% | $62,881-24.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 12.97% | 18.68%-5.7pp | 47.52%-34.5pp | 20.14%-7.2pp |
| Employer contribution / active EE | $4,926 | $2,882+70.9% | $4,617+6.7% | $2,281+116.0% |
| Participant deferral / active EE | $7,989 | $4,840+65.1% | $5,984+33.5% | $3,203+149.4% |
| Admin fee / account holder | $1,208 | $4,826-75.0% | $8,357-85.5% | $4,296-71.9% |