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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,776 | $85,766-33.8% | $136,298-58.3% | $70,126-19.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.71% | 31.46%-13.7pp | 5156.27%-5138.6pp | 73.15%-55.4pp |
| Employer contribution / active EE | $5,393 | $2,966+81.8% | $4,696+14.9% | $2,343+130.2% |
| Participant deferral / active EE | $9,305 | $5,051+84.2% | $6,247+48.9% | $3,332+179.3% |
| Admin fee / account holder | $2,412 | $5,421-55.5% | $9,244-73.9% | $4,645-48.1% |