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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,315 | $88,672-17.3% | $105,223-30.3% | $82,448-11.1% |
| Participation rate | 83.3% | 67.9%+15.4pp | 75.0%+8.3pp | 68.1%+15.3pp |
| Annual return | 20.67% | 30.86%-10.2pp | 180.65%-160.0pp | 41.64%-21.0pp |
| Employer contribution / active EE | $2,934 | $3,048-3.7% | $3,689-20.5% | $2,551+15.0% |
| Participant deferral / active EE | $5,966 | $4,036+47.8% | $5,072+17.6% | $4,139+44.1% |
| Admin fee / account holder | $1,258 | $7,146-82.4% | $8,859-85.8% | $7,234-82.6% |