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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,351 | $95,383-35.7% | $185,837-67.0% | $85,856-28.5% |
| Participation rate | 87.9% | 68.8%+19.1pp | 81.7%+6.2pp | 69.3%+18.6pp |
| Annual return | 9.65% | 23.59%-13.9pp | 122.08%-112.4pp | 318.58%-308.9pp |
| Employer contribution / active EE | $5,296 | $3,313+59.9% | $5,168+2.5% | $2,565+106.5% |
| Participant deferral / active EE | $3,963 | $3,423+15.8% | $5,568-28.8% | $3,952+0.3% |
| Admin fee / account holder | $25,355 | $7,213+251.5% | $16,241+56.1% | $6,261+305.0% |