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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,908 | $75,962+51.3% | $154,108-25.4% | $64,173+79.1% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.6pp |
| Annual return | -6.66% | 30.32%-37.0pp | 735.21%-741.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $6,669 | $3,350+99.1% | $5,298+25.9% | $2,381+180.1% |
| Participant deferral / active EE | $2,443 | $3,175-23.0% | $5,081-51.9% | $3,470-29.6% |
| Admin fee / account holder | $500 | $5,589-91.1% | $13,411-96.3% | $4,887-89.8% |