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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,896 | $72,269+0.9% | $101,271-28.0% | $79,852-8.7% |
| Participation rate | 58.1% | 68.5%-10.4pp | 75.8%-17.7pp | 69.6%-11.6pp |
| Annual return | 16.76% | 22.29%-5.5pp | 46.48%-29.7pp | 31.72%-15.0pp |
| Employer contribution / active EE | $1,636 | $2,692-39.2% | $3,660-55.3% | $2,471-33.8% |
| Participant deferral / active EE | $3,209 | $3,282-2.2% | $4,371-26.6% | $3,740-14.2% |
| Admin fee / account holder | $55 | $4,401-98.8% | $5,948-99.1% | $5,306-99.0% |