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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,610 | $65,361+6.5% | $92,903-25.1% | $72,983-4.6% |
| Participation rate | 52.0% | 68.3%-16.3pp | 76.0%-24.0pp | 69.5%-17.5pp |
| Annual return | 21.79% | 42.11%-20.3pp | 109.43%-87.6pp | 81.01%-59.2pp |
| Employer contribution / active EE | $1,032 | $2,594-60.2% | $3,653-71.8% | $2,440-57.7% |
| Participant deferral / active EE | $2,171 | $3,128-30.6% | $4,238-48.8% | $3,608-39.8% |
| Admin fee / account holder | $1,313 | $4,251-69.1% | $5,795-77.3% | $5,124-74.4% |