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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,875,055 | $172,111+989.4% | $150,298+1147.6% | $137,256+1266.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.88% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $56,625 | $4,636+1121.4% | $4,154+1263.1% | $4,156+1262.5% |
| Participant deferral / active EE | $28,854 | $6,166+368.0% | $5,453+429.2% | $6,407+350.4% |
| Admin fee / account holder | $11,531 | $16,471-30.0% | $14,116-18.3% | $12,270-6.0% |